What is a SEPA Direct Debit reference?

A debit reference can be freely assigned and is used to identify each debit (charge) associated with a mandate or direct debit mandate reference. You can register more than one debit associated with the same mandate, except for mandates with a single debit type.

Remember that the file guide is available on the website, in the Files menu > Create File > Consult File Guide, where we explain step by step how to generate and send files.